Loan Application Help

What type of loans do you offer?
Should I refinance or get a home equity loan if I need cash?
Should I obtain a home equity loan or line of credit?

How will my information be used?
Property Location
Property Type
Your Loan and Financial Information
Credit Status

How do I receive rate information?
How many lenders do you have?

Select Mortgage Type

What type of loans do you offer?

We offer four loan types.


1. Select refinance if you own a property and need a new loan or need to replace an existing loan. You can combine your current 1st and 2nd mortgages into one new refinanced loan. You may be able to lower your current interest rate, monthly payment, or obtain cash if you choose to refinance.
2. Select debt consolidation if you have non-mortgage debt, such as credit card debt, which you would like to consolidate into a single payment. You may be able to lower the monthly payments of your non-mortgage debt.
3. Select home equity if you need a loan or line of credit to help pay for a large expense and have sufficient equity in your home.
4. Select purchase if you are buying a home.

Should I refinance or get a home equity loan if I need cash?

• You may select home equity if you already have a low rate on your existing mortgage. Also, if you desire to take a high percentage of equity out of your home, you may want a home equity loan, since this loan type usually allows for a higher cash loan amount than refinance. However, interest rates are usually lower for refinance than home equity loans, so if your current mortgage balance is low, you may choose to refinance.

Should I obtain a home equity loan or line of credit?

• A home equity loan usually has a fixed interest rate, is given in one lump sum, and has equal monthly payments. A line of credit usually has a variable interest rate and you can access the funds as needed. Interest charges are only applied to the portion of the funds that you actually use.

 

Fast Form

How will my information be used?

• The basic information that you provide us with is used to match you with participating lenders in our network. The lenders who match with your profile are given your information to assist them in trying to offer you competitive loan terms. For more details, please refer to the Peaklink Privacy Policy.
• Please provide an accurate phone number and email address so that our participating lenders can contact you.

Property Location

• Please select the state in which the property is located. This may or may not be the state of your current address.

Property Type

• If the property is a mobile home, please select manufactured.

Your Loan and Financial Information

• Rates and loan terms will vary depending upon several factors, including property type, property use, credit status, etc.
• We need some basic information to match you with lenders who can provide loan rates and terms that meet your particular needs.

Credit Status

• We have lenders who offer loans to individuals with excellent, good, fair, and poor credit history.

 

Getting Matched with Lenders

How do I receive rate information?

• We will match you with up to four lenders who will try to contact you within 48 hours. You may choose to contact them first with the contact information provided on the final results screen.

How many lenders do you have?

• We have over 100 lenders in our network, including many large well-known and specialty lenders.

 

About Peaklink

Founded in 1994, Peaklink is a leading comparison site for services and products with over 4.5 million unique visitors a month. We have helped more than 30,000 users get matched with lenders from our lender network.